SBA Announces Disaster Relief Loans for Texas Flooding Victims

July 22, 2025

In response to the disaster declaration issued by President Trump on July 6, the U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to Texas small businesses, residents and private nonprofit organizations affected by severe storms, straight-line winds and flooding beginning July 2.

The disaster declaration covers the primary Texas county of Kerr, which is eligible for both physical disaster loans and Economic Injury Disaster Loans (EIDL) from the SBA. Small businesses in the following adjacent counties are eligible to apply only for SBA EIDLs: Bandera, Edwards, Gillespie, Kendall, Kimble and Real.

Businesses are eligible to apply for business physical disaster loans and may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory and other business assets.

Homeowners and renters are eligible to apply for home and personal property loans and may borrow up to $100,000 to replace or repair personal property such as clothing, furniture, cars and appliances. Homeowners may apply for up to $500,000 to replace or repair their primary residence.

To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at 800-659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. The filing deadline to return applications for physical property damage is Sept. 4, 2025. The deadline to return economic injury applications is April 6, 2026.